Good morning all, I have been creeping around the forum for some time & found some great and interesting information. I would like to gain some advice. I am 26, work FIFO on around 100k in the mines in Qld, live in the eastern suburbs of Melbourne with my parents. I have around 25k saved up and getting further interested in buying a property. I have been feeling for sometime I need a lifestyle change and have started looking around the Bendigo and Ballarat regions. I spoke to CBA and they have said I could borrow around 515k but need to increase the deposit to around 9%. I am well aware of LMI and the benefit of a 20% deposit but I am at that point of needing a change. I would initially live in the property for 12 to 24 months seeing if I enjoy the lifestyle but would look at moving back to my current area and maybe renting. What are people's thoughts?