There is a lot of discussion on PC and in the media about increasing one's property portfolio, about decreasing one's property exposure, about getting more into shares, about reducing debt, about building up cash reserves for the 'dark times' ahead, etc. Given all of this, I am interested in what other PC members' current asset allocations and LVRs are. Obviously not in dollar terms but as a percentage. To keep it simple and to try to standardise across responses, I would suggest we use the following four asset classes: Property (including PPOR, IPs, unlisted property trusts, etc) Shares (direct, managed funds, domestic, international, etc) Cash (bank accounts, offset accounts, etc) Other (non-investment items such as home contents, cars, toys, etc) For LVRs, I was thinking of using the following two ratios (where debt is Total Debt including PPOR loans, IP loans, car loans, credit cards balances, etc): Total Debt as a percentage one's property portfolio Total Debt as a percentage against one's total assets (sum of 1 to 4 above) Obviously, one age has some relevance as well. I trust others might be interested as well.