Why all the 'not advice' comments in posts?

I've noticed that more and more posts include the phrase 'not advice' at the end.

This seems very odd to me, especially since most of the opinions expressed are pretty run-of-the-mill, anyway.

Why bother to post at all if you then feel the need to say 'not advice'?

Do those posters really think someone will base a decision on their post and then come back to PC and blame them if it doesn't work out?

What is the concern here?

 

That you will jump off a bridge if someone tells you to.

Which you shouldn't.

Not advice.

 

Discussion is often aimed to broaden thought about a topic, not offer a solution or a direction. Plus most here aren't qualified/licenced to offer advice.

 

If they are business members and its not specific advice to that persons situation, it needs to be disclaimed as general advice lest that person take legal action because they followed said advice

 

Providing financial advice without a licence is illegal. Some of the posts could be interpreted as advice I guess. Although I don't interpret them that way, I think some people could. So posters add "not advice" to make it clear they are discussing and providing an opinion, not providing advice. I don't mind it. I think it is good.

 

but it works the opposite here, most give advice and provide a solution including me Why? because people ask and its a forum and most aren't qualified/licenced professionals... so what does that mean?? The Blind leading the blind

Seriously though, common sense must prevail, its dependent on the topic.

If you need specific advice regarding tax etc. would you not seek professional help? why would you take advice from someone who does not have the credentials.


MTR

 

I don't know but you should read all my posts and follow exactly what I say if you know what's good for you.

Not advice. DYODD DYOR etc etc

 

Hi Joynz.

The concern is that, even though often times carefully thought out and shared opinion is well intended, it is exactly that; opinion. No one can be held responsible for a recipient's lack of due diligence or taking action on what is shared here without due consideration and regard for their own personal circumstances.

This is, for the most part, a faceless forum on the internet. Nothing here can be construed as advice when the person receiving the opinions for the questions they may ask hasn't made public all the material information required for people to give advice.

We are all keyboard warriors seeking fellowship here and helping those we can whilst we in turn benefit from being here. It is opinions we share on this forum, sometimes sweeping and general and sometimes specific, however opinions nonetheless.

 

I never give advice on PC nor in the real world but I am always happy to give my opinion .

 

Some of the questions I have asked is areas where it is not possible to get the proper advice from a forum. I just like the discussion and opinions beforehand so I can go to my professional prepared, able to ask the right questions and able (to some extent) to understand the answers. I have paid for professional advice that was less useful and less accurate than some of the opinions in posts here. If I was not educated, I would not known that advice was wrong. Close friends got suckered in by this pro and paid the price. I ran a mile!

 

Exactly. Hence my query about the 'not advice' phrase.

I belong to a couple of other forums (renovation and sustainability- related) and posts there don't include the 'not advice disclaimer as much as on this forum...

 

Its probably a sign that there are more legitimate experts on this forum tbh.

 

Sadly, some people DO act on advice they receive from an unknown person that they read online. A gentle reminder to seek professional advice after offering an opinion is intended to prevent an unsophisticated or gullible poster assuming that the person offering that opinion has more authority than they actually possess.

In turn, I am often amazed at some of the legal and accountancy questions posted. Surely such serious issues warrant professional advice rather than mostly anonymous opinions!
Marg

 

Because common sense is not so common ...

 

I thought it was because the opinions and not advice on this forum is all mostly financial.
There are massive penalties for providing financial services and/or advice if you are not qualified to do so. It's a way of making the reader really stop and think - and not follow what they read blindly.

Unfortunately not everyone is intelligent.

 

Opinions are like ********s... everyone's got one

 

Well said Michael

 

I always like this one Cactus

 

Totally agree with you
I am very surprised at some serious posts that require professor advice, perhaps too tight to spend $....

 

because the implications of deicisions made based on advice/comments/forums/posts/threads can have devastating affects if done wrong,

no decision should be made lighty