As the title suggests, do you use your mortgage broker, financial adviser, solicitor or accountant? Or do you seek advice on one issue from some/all of the above? We find it difficult to know where to go/who to seek advice from as the roles tend to overlap. For example, we are drawing equity from future PPOR (currently an IP) for a QLD purchase. We did not split the loan initially (settled in Jan) and are looking to do so now to draw a clear distinction between funds used for QLD purchase and funds owing on the PPOR. We also have a family member transitioning to retirement who will most likely live with us in the future and need to seek advice on whether or not to rent out their property/build a granny flat/sell/transfer to a family member.