Where to invest?

Hi Guys,

PRIMARY GOAL - Positive cashflow

1. Don't like shares
2. Don't like savings accounts (1% interest is crap)
3. Not sure about leveraging property as prices boomed

Where can I place $100k to $250k today?
I know it is a tough question but surely others have same issue be it they have $50k or $250k
where does one invest today.....

 

If you believe the great reset is coming, buy previous metals and hide them in the backyard.

 

It depends on
- your attitude towards risk and volatility
- your previous knowledge and experience
- how soon you need to get access to those funds (short/long term)
and so on.

I would recommend identifying them first.

I can tell you what I would do, but I am not you. So unfortunately not sure how it will help you.

 

Well if the BAD GREAT RESET comes we are all ****ed and will own nothing. If NESARA or GESARA come nothing matters as we will all be good

 

Well, there's lots of places you CAN invest. What you need to work out is where YOU would invest. That's not something I can answer.

 

No surprises

shares
Property

 

I am having a bet each way

There will most definitely be a reset.

Protect your capital

 

I can risk $300k
I have property at the moment
Dont need the funds for years

 

Dont like shares, but if I had $300k deposit for property where and what would u buy?

 

What’s most can you finance????

Brissy, Perth, Adelaide

however, you need to find out what the growth pockets are?

I can advise on Perth

Development sites, with rentable home in situ

Willagee
Bayswater
Morley
Bedford
Hamilton Hill
Spearwood
Kardinya

 

Yeah I’m surprised Perth has not moved as much despite all that dough they are taking in from the mining industry. Some serious money for state and not stopping anytime soon with all that potential in adding value secondary industry such as battery.

I’d say very safe investing there if a crash is really coming which I doubt though.

 

Yes agree
Its coming. Markets are moving now but focus where there is little or no supply…. Boom

 

I think anyone with deep pockets….. development sites work well as you can add value and time the development to make $$$

 

So back to the topic, I think OP should utilise his borrowing power and invest. 26% capital gain in property is like 100% return on capital if you are 80% LVR. Interest rates should stay low for awhile. And if it goes up, I’m pretty sure your investment has gone up as well because the economy is doing well.

Cash is trash lol

Both Brisbane and Perth looks good. I’m following Brisbane very closely, the market has moved quite a lot though, 20-30% in the last 6-9 months, it’s crazy out there. I am looking as well, I hope it takes a breather lol. But once in a while bargain is always there to be had for the quick, lucky but be savvy.

Just my opinion, all the best.

 

Is 300k just deposit or overall? If the later and if you only want property, you may have to look into regionals or you would be limited to units, apartments, etc. Personally, I like SE Qld, especially Brisbane.

If 300k is max amount for investment, I would also consider investing it in LICs or indexes (ETF). I know you said you don't like shares But LICs and ETFs are very different to investing in shares of individual companies.

Not an advice. Just my 2c.

 

Where to invest?
In anything other than cash.
Yes everything is booming and I've never subscribed to the notion that this time it's different but this time it is different.
When do you see all property markets booming, shares booming, all commodities at high levels. These are not normal market cycles this is being caused by the massive money printing that is going on around the world to pay for the pandemic stimulus. More and more money chasing after the same amount of assets. People staying in cash to wait for prices to drop will have their purchasing power wiped out as the quantitative easing isn't about to stop for a long time yet.
In my opinion, anything other than cash is the way to go. It's the opposite to what I would normally do but this is a situation that is far from normal.

 

The great asset boom of the modern world is hardly exclusive to 2020-21

Its been an ongoing trend for much longer, its hard to say when it started to go berserk exactly, but people that study this for a living put it at anywhere from GFC times all the way back to the removal of the gold backed USD.

In short, aggregated assets have more or less outperformed inflation. Assuming you culled duds from your portfolio(s) semi-regularly, you'd be a beneficiary with a fat wallet. Or you could invest in ETF's that do it for you like the SPY500, lol

Covid just caused things to accelerate faster than they already were..

 

Allocate 10-15% of your portfolio to crypto - when it becomes 2X then sell half.

 

Are there any good people or companies to talk too regarding investing / developing property?
Deposit of $300k or Cash up to $800k for no loan etc.

Anyone know anyone good?