Hi Everyone I'm wondering where should I invest all my money at this stage in my life. I basically want to retire by the time I'm 55. I'm currently 34 years old and I'm a scrooge and will continue to scrooge my way all the way to the coffing its gone on for too long now lol. Low paying job but the hardest saver ever. I currently have a mortgage of $150K the property should be worth an easy $500K easy and its my PPOR. I have 70K in super, 2K in shares. My partners income is also dismal very low she is 32 yrs old and 40K in super. I hate debt so I have been smashing the home loan with every cent we get but I'm wondering if I should ease up on the payments and maybe put some more into super or gamble on the share market. I had an IP but sold it at a massive loss I watch hundreds of people I know make tens of thousands of dollars for minimal effort however it turned a sour misery story for me which for the 5 yrs I held it was a massive stressfull burden only to be kicked up the arse with a $50K loss at selling time with the emotional baggage and toll it took on us. For this reason I don't think the property gig is for me. By no means I'm saying its no good I know it is I hear all the stories but I don't think it works for me I'm very unlucky so maybe the sharemarket is a bad idea for me also. Anyway I'm wondering should I just smash the homeloan until its paid and then maybe invest in shares or something else, or should I ease back and start investing now and worry about the mortgage later. Is now a good time to invest in shares ie slow economic growth etc etc. I was thinking maybe WW shares I saw a trend graph of high and lows and judging by the past 3 trends if history repeats WW shares should be on the rise shortly.