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What's your Investing Style / Risk Profile?

Discussion in 'Investor Psychology' started by Ace in the Hole, 31st Jul, 2015.

  1. Ace in the Hole

    Ace in the Hole Well-Known Member Premium Member

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    From conservative to ultra aggressive, and everything in between.
    How has that style worked out for you.
    Has your style changed throughout your investment life?
    In hindsight, would you have done things differently if you could go back?
     
  2. Hodor

    Hodor Well-Known Member

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    Hoping to continue expanding by adding 400-500k average value each year for the next 8 years. Steady consistent action is my plan. Wouldn't call it ultra aggressive or conservative.
    Seems to be working so far. Reaching my goals without sacrificing my sleep at night.
     
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  3. Steven Ryan

    Steven Ryan Mortgage Broker Business Plus Member

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    Overall, conservative with a small sliver of capital dedicated to more aggressive/higher risk stuff.

    The more educated I become, the more I take what I would have seen as "risks" before I knew what I knew.
     
  4. HUGH72

    HUGH72 Well-Known Member

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    Too conservative when I was younger, had a few properties paid off before we got serious.
    Still relatively conservative compared to many here but if I told friends how much we owe the banks most would be horrified :eek:
     
  5. Random Username

    Random Username Well-Known Member

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    Well as long as the banks don't get horrified you should be fine.:eek:
     
  6. DanW

    DanW Well-Known Member

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    In my mind I'm conservative (have analysed and addressed each risk)

    In others minds I'm taking big risks
     
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  7. HUGH72

    HUGH72 Well-Known Member

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    Thats my thoughts as well
     
  8. Bargain Hunter

    Bargain Hunter Well-Known Member

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    We are conservative utilising proven methods consistently over the medium to long term.
     
  9. Leo2413

    Leo2413 Well-Known Member Premium Member

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    Risk Profile = Aggressive

    Style = Manufacturing equity through adding value strategies

    How has it worked for us? = Very well so far.

    Style changed throughout investment life = No.
     
    Last edited: 1st Aug, 2015
  10. MTR

    MTR Well-Known Member Premium Member

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    Its totally dependent on market conditions.

    If a market is rising its a good time to go hard and from experience just about any strategy works, especially when momentum builds up. Time to go hard.
    If market conditions start to change its time to sit back and watch, otherwise possibly good chance of losing money.

    MTR:)
     
    Last edited: 3rd Aug, 2015
  11. Be Developer

    Be Developer Property Developer Business Member

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    we opted for "calculated risk" profile with risk mitigation strategies in place.!
     
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  12. Leo2413

    Leo2413 Well-Known Member Premium Member

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    Yes but that could apply to conservative, in the middle and aggressive. Which one of those 3 would you say fits your style best then?
     
  13. Be Developer

    Be Developer Property Developer Business Member

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    @Leo2413

    As you know, we are in property development, so we treat the whole journey as a business now.. if we see opportunity to make money , we buy in (given we have required funds for deposit n build).. so we are restricted by deposits to purchase the site,projected serviceability (as number of development on the go, chews up lot of cash during build).

    Give you an idea, currently we can go and buy up to $1m+ property, but we have 1 project nearly our of ground(around $1.3M), and starting a next one mid next year(around ($3.5-$5M).. so we will have to sit back and wait til we finish one project before we buy a next one. doesn't really help.

    so we are aggressively building new products, but buying (or restricted to) deve at regular interval to cater servicing for build. been buying an Deve a year for last 5 years.

    wish would have rich parents to back us up as guarantors;), may put us in utlra aggressive category then:)
     
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  14. Leo2413

    Leo2413 Well-Known Member Premium Member

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    I know what your saying mate and I agree. A nice position to be in is being able to have say 4 devs constructing at same time while 3 DAs in the process...haha i'm looking forward to that day mate.

    btw hope your not implying I have rich parents to guarantor my efforts...:confused::eek:
     
  15. Be Developer

    Be Developer Property Developer Business Member

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    not at all.. i only met your wife.. not parents:)
     
  16. Leo2413

    Leo2413 Well-Known Member Premium Member

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    My parents were always super tough on me...they would never guarantor anything for me though I never asked. Tempted to at times in the past though.. :D but I really appreciate now their toughness on me.
     
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