The distributions into our bucket company are staring to add up to a decent sum, and will continue to do so for the next few years. I'm wondering what we can do with it rather than it sit here essentially attracting the square root of bugger all interest. From my limited understanding, we could use the Bucket Co. as an investment company of sorts? Use the funds in the bucket to purchase some type of investment, any returns being profit to the bucket? Not sure I want to go down this patch as the money in there is also our main emergency savings buffer should we ever need it. Another option maybe to let it keep building until there's enough to buy outright one of our current IP's (by refinancing it away from the bank to the Bucket Co. effectively). Haven't thought this through at all yet, so don't know if it's feasible. possible or would result in any benefit. The simplest thing I can think is for the Bucket to lend me the money and I sit it in the offset against the PPOR mortgage, but as I understand it that has to be by way of a loan agreement with interest paid back to the bucket? SO, not sure how that works, would the interest saved in the offset be cancelled out by paying interest to the bucket loan? Then again, the bucket money is ours so the interest paid to the bucket becomes our anyway? I'm struggling to get my head around that one. Would love any suggestions/ideas on what we can do to make use of the funds rather than them sitting idle. Cheers.