Hi, hoping for some advice/pointers on how we should go about this. My partner and I currently own two investment properties (I own one and my partner owns a joint one with her brother), one of which we've started living in about a year ago. We're now looking into buying a PPOR in a more desirable area for us and one which we can live in long term. The sort of areas/houses we're looking at are priced ~ 750k. At this stage, the bank has said we have two options - 1) we can borrow around 600k if we were to get my partner's name off her joint IP or 2) we can borrow $750k if I was to sell my IP. Without doing either we'd only be able to borrow around 150-200k. We're considering taking the first option and using that to purchase a joint IP together and then moving in back with parents or renting for a while and see if we can build enough equity to get the PPOR want. Is this the best option to take or should we consider selling my IP and just buying the PPOR straight away?