I've sat down with HSBC and Bankwest and have been told I'm currently in a situation where I can borrow ~$600K for a new PPOR by both of them. I was hoping to borrow ~$800K. Apart from earning more money, what are some ways I can increase my borrowing power? Can I go for an investor loan, and use the expected rental income (approx $750 per week) to boost it? Can I use equity from my parents house (guarantor) to help me somehow? I'm still living at home, have about $210K savings, no debt, but am looking around the $950K mark for a house in my area. Any help would be great, thanks!