Hello Property Chat members, I'm new today. I'm Sandi from Melbourne. I've had a few investment and PPOR properties in my time, made some bad decisions and one ripper. I currently own (well the bank owns about a quarter) my own home in the inner north and a 2br apartment in Greensborough (same tenant for 6 years, but the estate - body corporate - is exorbitant). I'm in the throes of starting the dual occ process on my block, which will result in me being in a lot of debt, renting for a year, demolishing my home (I'd rather move it to a block in the country and I am exploring that option too). I went to Dymphna Boholt's seminar yesterday and whilst I didn't sign up, I did recognise the importance of educating myself. I've lived, slept and breathed real estate all my life - I just haven't done it strategically. Now that I've got a substantial equity in my home, it's time to start. But I have so many options and plans, it's all a bit overwhelming. Anyway, looking forward to contributing to this forum and receiving all the help I've seen you provide to each other.