Morning. I read the majority of Tony Robbins new book. In it he talks about fund managers and the level of fees you pay in managed fund (2-4%pa). He then goes on to talk about index funds and how if you invested the same amount of money in that vs a managed fund (eg industry super vs vanguard) the compounding power of not paying that extra 2-3% in fees over many years results in a 60% difference in the final balance.. He also says that index funds over every 10 year period have outperformed 95% of fund managers in America. Looked at my super online yesterday. I'm with Care Super. The fees are staggering. No wonder their service is so good. We are paying for the massive amounts of overheads in those business'. So I was doing some research and considering vanguard index funds. You can allocate your cash between: property, share, cash, bonds etc to manage your own risk profile. Fees are .75%pa. Significantly less than industry super. Does anyone here have their super or even cash in a vanguard account? (Before it is said, I am aware of smsf costs, audit costs, ASIC annual fee for trustee coy etc. These need to be worked out as a % cost, added to the fund fee of .75% and then compared to the industry super account fees to see what is the actual comparative fee % overall). Thoughts welcome.