Someone I know has verbally agreed to a vendor finance deal with her brother. The terms are $550k (roughly market value) to be paid over 12 years, with interest. As far as I understand it, you should receive a premium for agreeing to vendor finance, not the market price or less. It was a house she inherited just a few months ago. The house is in Brisbane, where all indications are that there will be healthy CG over the coming years. No contracts have been signed yet but a lot of leg work has gone into this, so she feels ...I suppose you could call it "socially" obligated to see it through. What do you guys think?