I have a very unexpected first world problem here. I put up a large deposit on a property to show I was serious. My existing property was re-valued very very highly and I want to use as much of that as I can, which now means I barely need to front any cash at all. Now clearly I'll have a surplus at settlement - does this have any tax implications? How do I get the cash back into my bank account? I don't want to just use a larger deposit I would really appreciate some advice. Thanks all.