I know that the standard protocol is to hold onto investment properties for as long as possible or never sell but I am considering selling my 2 investment properties to pay off my PPOR. I would then start again with 2 new investment properties. My reasoning is: 1) my PPOR is getting paid off at a slow rate. I have an interest only loan of $480K and an offset account that extra cash is put into for my PPOR. We have not been good in putting extra cash into this offset account so we are not really going anywhere. The IP's have obviously experienced significant capital growth and now we have enough equity in these IP's to pay off our mortgage after CGT. 2) My partner is very stressed about cash flow and debt. I cannot convince her on the benefits of good debt (debt from IP's) 3) I am 40 years old now and would have expected to have no mortgage by now. Considering my circumstances would you considering cashing in or wait? Will I regret such a decision in 10 years from now? I am still keen to purchase 2 new IP's after ridding myself of our PPOR debt. Thoughts?