A question for all the brokers. Under what circumstances might a bank call in a loan for a residential property? Theoretically and realistically. I’ve heard that sometimes banks call in loans, say, in a mining town. If the boom is over and the bank is concerned the loans won’t be repaid due to a fall in property prices the bank may call in a loan. Has anyone ever heard of this happening to residential properties in capital cities? Maybe if the property is highly leveraged (eg. 100% or 90% LVI)? With property prices in Sydney and Melbourne slipping and expecting to slip further, this is something that I have considered. How likely are banks to start calling in loans and under what circumtances? Anyone else concerned about this?