Terry’s Loan Tips

Discussion in 'Loans & Mortgage Brokers' started by Harry30, 16th Jan, 2020.

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  1. Harry30

    Harry30 Well-Known Member

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  2. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  3. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  4. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  5. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  6. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  7. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  8. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  9. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  10. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  11. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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    Tax Tip 74: Selling a property that secures other loans Tax Tip 74: Selling a property that secures other loans

    Trust Strategies to Increase Borrowing Capacity Trust Strategies to Increase Borrowing Capacity

    Strategy: Using AMP’s Master Facility to Debt Recycle Strategy: Using AMP’s Master Facility to Debt Recycle

    Loan Tip: When can a Guarantee be Given for a Loan? Loan Tip: When can a Guarantee be Given for a Loan?

    Loan Tip: Can a Brand New Company Borrow? Loan Tip: Can a Brand New Company Borrow?
     
  12. seadogg14

    seadogg14 Active Member

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    Can’t find the thread which provides info on how to go about purchasing an investment property in Joint names,husband and wife.
     
  13. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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    A quick summary, You would just sign the contract in both names and if you are borrowing against the property being purchased both would need to go on the loan as well.
     
  14. seadogg14

    seadogg14 Active Member

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    Thanks.I’m a high income earner and my wife basically does steady casual work and earns between 15k-20k in a year.Have read your ideal tax structure thread and will be setting up the IP loan in a similar manner by accessing equity in my PPOR .
    Are there any benefits in jointly buying the IP?
    Loan for IP will be in my name.
     
  15. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  16. seadogg14

    seadogg14 Active Member

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    Thanks Terry
     
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  17. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  18. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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  19. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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    Tax Tip 315: Loans and Capital Gains Tax Tax Tip 315: Loans and Capital Gains Tax

    Loan Tip: Timing of Setting up Companies Loan Tip: Timing of Setting up Companies

    Loan Tip: What is Cross Collateralisation? Loan Tip: What is Cross Collateralisation?

    Loan Tip: What Happens to a Guarantee if Director Resigns? Loan Tip: What Happens to a Guarantee if Director Resigns?

    Loan Tip: Securing More than One Loan on One Security is Not Cross Collateralising Loan Tip: Securing More than One Loan on One Security is Not Cross Collateralising
     
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  20. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker in Sydney Business Plus Member

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