Hi, I am self employed and have a SMSF. As I understand it, I can make up to $25,000 per year additional personal contributions to my super fund. How does tax work for this type of personal contribution? I am worried it will be taxed twice. For example, if my annual income is $100k, and I make a $20k personal contribution. I think this $20k is taxed in my SMSF at a ‘concessional’ rate of 15%. But, what about my $100k income, will it be reduced to $80k taxable income(the $20k taken off my taxable income)? Or do I still get taxed on the whole $100k, in which case my personal contributions is taxed twice?