I can see my strata management is paying a lot for insurance, but I really don't know what is covered in the insurance, let's say if there is drainage problem within common pipes (not inside a unit) or water pipes burst or roof water penetration due to heavy rain, i thought these all should be fixed by strata as they are insured, some of them should be claimable as part of their insurance. Yet they don't seem want to pay for it, every time this happens, they want to raise a special levy for fixing it. or they want to setup a new by-law stating that if common property is exclusively used by a unit owner, then that unit owner is liable to pay its own fix....guess this can reduce everyone's pitch in for fixing things if the damage doesn't happen to my own unit, however it seems that strata is trying get out of the responsibility of fixing anything. I don't know what I'm paying for the strata fee now, just for paper work administration?? is it worth over $600/qtr (small complex of 12)...seriously? has anyone else wondered the same thing? where the money go?? and what's insured?