Rather than take the LIC thread further off track. They will allow it, however if you don't make a trade during the calendar year they charge a service fee of $25pa. Not sure if the purchase of FGX/FGG would count towards this - interesting. Their fees aren't completely terrible if you are an Internet Preferred client (still slightly worse than the other big four). I wouldn't open a Commsec account unless I banked with them already, for those of us (like me) that only make a handful of trades a year however the all in one place convenience is worth it..