Hopefully they will one day figure out the direct debit issue as well. If you did a dd from another bank it would alway calculate and charge interest on the due date. Then the transfer would happen overnight and it would register as a late payment and charge a default interest (usually only a few cents, but would still show on the statement as 'default interest') Always fun times. Blacky
They never charged extra interest but did a strange way of structuring it so that it ended up paying some of the principle of the loan.
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