Hi all, My wife and I will be looking to buy our first property (PPOR) here in Adelaide in the next 12 - 24 months or so with around 500K cash as capital, and I have a few newbie questions that I hope members don't mind answering. We will be looking to purchase a property somewhere in the 500K - 900K range (or finding a cheap knockdown to rebuild on) so is it worthwhile arranging any sort of pre-approval etc. with a bank or broker etc? I assume we wouldn't have any real issue getting finance approved fairly quickly? What is the best foolproof method of ensuring that relevant inspections (B&P etc.) are completed to properly assess the value of a property prior to or after making an offer? Are there any other inspections other than Building and Pest inspections that should definitely be done before any purchase? If you are keen on a property, should the inspections be done prior to putting in an offer etc. so that any works can be taken into consideration when submitting an offer or should any potential works be negotiated after the offer submission and hope for a positive outcome? How long does it take to get a B&P inspection done and how easy it to get access to the vendors property? My understanding is that once an offer has been accepted, there is a cooling off period (48 hours here in SA) so how do you ensure that any issues are sorted and reflected in the agreed price? Obviously B&P inspections come with a cost so it is not something that you would want to do on every potentially suitable property so I would assume it is best after the offer? What are the absolute 'must' terms that need to be included on the initial offer contract to allow for any inspections etc? Any other advice on the initial offer process would be much appreciated also. Cheers.