hi, we are looking at purchasing 2 IPs in the near future, one through a self managed super fund. We have not yet seen an accountant but I'd like to hear perspectives on strategies for this type of investment. We have approx $200k to put forward, & then approx $10k pa super going into it. What are the theories? Eg. Do we Prioritise CG over yield?
same general princples applie to investments inside as well as outside super. It has to make sense - so whatever makes you more money. But there are some slight differences inside v outside. Any negative gearing benefits inside the SMSF would be lower as super is only taxed at 15%. Equity cannot be accessed either. Nor can you borrow to fund renovations. Smaller cheaper properties would be good, but keep in mind the fees add up to a high % on the lower end stuff.
