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SMSF

Discussion in 'General Property Chat' started by KoBro, 29th Mar, 2016.

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  1. KoBro

    KoBro Member

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    15th Mar, 2016
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    Melbourne
    hi, we are looking at purchasing 2 IPs in the near future, one through a self managed super fund. We have not yet seen an accountant but I'd like to hear perspectives on strategies for this type of investment. We have approx $200k to put forward, & then approx $10k pa super going into it. What are the theories? Eg. Do we Prioritise CG over yield?
     
  2. Terry_w

    Terry_w Solicitor, Finance Broker, CTA Business Member

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    18th Jun, 2015
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    Location:
    Sydney
    same general princples applie to investments inside as well as outside super. It has to make sense - so whatever makes you more money.

    But there are some slight differences inside v outside. Any negative gearing benefits inside the SMSF would be lower as super is only taxed at 15%. Equity cannot be accessed either. Nor can you borrow to fund renovations. Smaller cheaper properties would be good, but keep in mind the fees add up to a high % on the lower end stuff.