I am battling myself on what to do here... I have an IP (terrace in annandale) in sydney that i feel has done the bulk of its growth for this cycle. i think it will stagnant for several years from here. this property also effectively costs me $5,000 odd in land tax each year....if i sell i would be up for roughly $100k cgt, plus agent fees....it is slightly negatively geared, and almost covers mortgage repayments. now do i sell and use funds to buy interstate? or refinance, and hold for the long term? help!