We are planning on doing some renos (not major) to our home in the future. Just wondering if it's worthwhile doing these before a bank val or whether it doesn't make much difference. We'd be looking to take out max equity available after the bank val. - Bathroom. Original is still in the place. From the late 60s or early 70s - horrible tiling and disgusting vanity. Plan to spray tiles, get a new shower screen, vanity and mirror. Expect ~$5k but haven't done much work getting quotes etc yet - Air con. Looking at getting Multi head unit with 3 individual systems inside (2x bed and lounge). The house already has "ducted refrigerated cooling", which doesn't work. - Front yard. It's relatively neat, but needs a bit of work to bring it up to scratch. Wouldn't spend too much here. On a side note, anyone have experience with spraying over tiles. Is this worthwhile or is it something that wears off pretty quickly?