Hi All, Been seeing people sucked into OTP and the H&L packages in areas with a lot of land and over supply, where no research is done and the decision is completely outsourced to the sales people. Nothing new, been happening for years. Some of these services call themselves buyers advocates and charge some sort of a "low" fee compared to typical BA services. People are putting their entire life savings on the line to enter markets where they are already paying $200k-$300k more than established homes. Really. It's frustrating when people want your affirmation for such a purchase and are unwilling to really hear the opinion. For the average person.... Why is it so easy to get sucked into these great deals? What's the reason more thought isn't put into the decisions? Is it because it's the "easy" way out and someone can "take care of it all"? Property industry needs regulation and some appropriate ethics training. Or are pushy salesmen/women not to be given responsibility that they are selling a product often not fit for the buyer? They are just doing a job for which they are paid a commission? Understand people need to make $ and there are a number of developers on the forum. However it is quite concerning to see when people put themselves backwards financially by signing on the dotted line where they don't make money going into the market but the sales guy certainly does! Thoughts?