Hi Team, understand there are many valid reasons to a bank why someone would want to refinance their investment loan/s through performing valuation & getting access to equity, ie - buying another IP, renovations, changing loan packages, rates etc. I am wondering about some approaches to refinancing when goal is: equity access to support servicing your negative cash-flow shortfall/ servicing existing portfolio debt/ investment expenses. In my head, changing banks and refinancing your loan is the most plausible as the lender would perform valuation, provide loan amount and LOC as long as you pass borrowing power and serviceability by that bank.However, constantly changing banks....not ideal. Thoughts? Thanks all!!