Hi guys: Good afternoon, I am new here. But I have been read this forums every day. I really learn from each of your guys. I just want some suggestions regarding my home loan. You input will be really benefit for me. So far, our IP home loan with St George Bank. It is variable rate at 4.27% The loan amount is about 1.37 m. I am thinking to fix part of the loan as at George Bank web shows 4.05% pa for 3 yrs. I called St George Bank today. They only can offer me 4.15% pa for 2 yrs fix. If I fix 1 million, it will save about $ 23 per week at this stage. Should I fix part of my loan ? or should I keep what it is ?