Hello all, First post on this thread. Seeking some advice. I currently live in my own place, and have a mortgage owing. My girlfriend of 2 years currently lives at home with her parents. She may move out this year and purchase her own home (First Home Owner) as she prefers some independence. Later down the track, if things keep going well the way they have been, we may both decide to move in together to my place (its bigger and closer to the city) in around August or September of 2023. In that case, I suppose she will have to convert her property from Owner Occupier, to Investment Property. Question 1: Although she will still benefit from the Stamp Duty Waiver as a first home owner, once she sells the property, I believe she would have to pay CGT, with the Tax Base being the value of the property at the time she deicdes to move in with me (2023) Is this correct? Question 2: How is the value of the property in 2023 established? Is it her responsiblity to ask a local real estate agent to come in and offer a FREE Market appraisal at that time, and so she can then use that value as her cost base? Or does she have to pay someone else to do this? Many thanks!