Wondering if I could get some advice on how I should be structuring my investments (ie should I hold them as individual/joint names or in a individual or company trust). Am married with young children. I am the top tax-bracket full time income earner, wife is off work for next two years with low income. Not really in a high-risk profession so asset protection not a major issue. Would like to invest in shares and property (positive and negatively geared). What ownership structure would you use?