Travel & Holidays Overseas COVID travel insurance

Hey guys,

Would love some insight for others;
We've booked an overseas trip for Dec, going to visit the family after 3 years we couldn't.

The tickets are quite expensive as it is, so they are, naturally - non-refundable.
My credit card (Bankwest Platinum) include an ok travel insurance that can be upgraded to a good o/s insurance for a fee, but it does not include anything to do with COVID. Not if I'm getting it there and need treatment nor if I or someone in the family gets it a day before the flight and we all need to isolate and miss the flight.

So I did some search and there's no much. Not many want to insure anything to do with COVID. They all have expiations.
I found this gang: Home which seems to have the lease worse COVID insurance of them all (all cover up to $5,000 for booking and they cover $7,000. Still not the full amount I need, but that's the best I could find)

The rest of the policy is the usual. Nothing to write home about.

My question: am I missing something? Is there a catch or this is legit and I could sleep well knowing I'm not gonna lose heaps of money if the days leading to the flight some COVID decides to visit my family?

 

Not sure where you're going but some of the countries that insist you have insurance for COVID actually offer COVID specific insurance (and nothing else).

Everything else travel insurance wise will/should be covered by traditional travel insurance.

 

I'm going to Israel.
They require you'd have COVID insurance, but are not specifying one that you have to have.
They just wanna know that if you fall sick, you can pay your medical and hospital bills.

 

I've been researching this a bit (OS trip in July) and the insurance company I have used before seems to have the coverage I need Cover-More Australia

 

Yeah I get why they want you covered...but they don't tell you how do they, when the major local (Australian) insurers give COVID specific coverage a wide berth.

Hopefully they'll remove this requirement when its time for you to travel. A few countries are heading that way.

 

Have you looked into Travel Insurance Direct?

Travel insurance and Coronavirus (COVID-19) | Get a quote online now

I have used them for years. I have had so many claims from sickness and injury through them I am continually surprised they will give me another policy. They have always been fantastic.

 

They are the ones Bankwest work with.
I think I could only find them to insure $5,000 for cancellation or delays due to COVID.
Do you, by any chance, found an option for more? I actually prefer them over the one I've purchased and I'm still in the cooling off period.

 

Ouch.... They all very sensitive to cruises these days.
It seems it's almost impossible to insure if you go anywhere near a boat.
Apart from the natural "it's came on a boat" type of feeling, why cruises considered higher risk than flights? After all, 24 hours in enclosed metal tube with recycled air sounds to me much risker than the wideness of the ship spaces, and the fresh air.

 

And expensive!!!!
It was never small change, but gee - everything is super complex and expensive.

 

Yeah, they are my "go to" insurars.
But their COVID policy covers only $5,000.