Just wondering what the formula used by sites such as On the House compared to bank desktop valuations? I just typed my properties into On the House and the site gave me a number much higher than reality. I know these sites are inaccurate; I'm wondering if the banks use software that is equally inaccurate? My theory is that if I go to someone like ANZ who do 90% lends of desktop vals and their software is somewhat similar, maybe I can release equity a little earlier than I was planning. Also, while I'm here: are there any other sites such as On the House that I can type my addresses into?