HI there I dont have the time or ability to read through pages of fine print and thought I would ask some of the resident experts on this forum instead. I will be changing my tax status to be that of a non resident soon- at the ATO. The accountant is doing my return now. This year I refinanced with a big4 bank and fixed for 5 yrs. Ive had insurance with a leading insurer for ages. I will soon have to advise the bank (that I re-financed to) that I have changed my status to be that of a non resident. They will then charge me withholding tax on the interest that I earn. Obviously then the bank will know and I write to ask if there are any implications for my new loan? What about insurance? If I make a claim will they ever know. I dont plan to tell the insurer as I dont see how its relevant. It would be bad though if the house burnt down and they didnt pay a claim due to this factor. Even though I hold a nanny state passport, after changing my status to be that of a non resident the govt will take away my medicare card, no entitlement to pension. Cannot renew my drivers license and Ive recently heard that they will take away the bonus rate on the online saver rate. Punish the citizens who leave the country.... thanks for your advice if you can offer any.