Names on loan

Hi Everybody,
I would like to know, if you have a property that owned as Tenants in common, do all parties have to be on the loan when you take out a mortgage?

 

If someone is on the title, need to be on the mortgage - either applicant or guarantor

 

All people on the title are required by the lender to be on the loan. I've never encountered a lender that will make an exception to this.

All owners are generally required to be borrowers, but if they're directly related they could be a guarantor.

 

Thanks Guys

 

Legally one own could mortgage their share of the property - but you will be unlikely to find a lender.

 

Thanks @Terry_w