Money Hacks

Discussion in 'Money Management & Banking' started by albanga, 9th Jun, 2016.

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  1. Oliver

    Oliver Well-Known Member

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    I'd like to use HelloFresh to order food. They send you a box full of organic products and some recipe for the week.
    The trick is that the account is only related to the credit card so you can easily create several after you just need to wait for the magic:
    - first order is 50% off
    - pretty much every month / one of your deactivated account is going to receive a 50% discount
    I've been doing this for a few months and everytime I can get a discount :)

    Same principle applies to:
    - Spotify (in order to use the 3 months at 0.99$ promotion when it's available)
    - Netflix (1st month free so you can probably get 3-5 months free depending on how many credit card you have)
     
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  2. spludgey

    spludgey Well-Known Member

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    Sorry, but that's a terrible money hack! Even at 50% off it's way overpriced!

    Shop seasonally and be flexible what you eat, depending on prices of vegetables. That way you will be able to save at least 50% on the 50% discounted box.
     
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  3. Oliver

    Oliver Well-Known Member

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    I do it from time to time but I can assure you that my budget is definitely happier when I use HelloFresh at 50% compare to discounted products at Coles.
    Also I don't get distracted with other products I generally don't use haha :)
     
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  4. MTR

    MTR Material Girl Premium Member

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  5. MTR

    MTR Material Girl Premium Member

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    …. But Mr Money Mustacho:) is now very rich, thanks to his blog.... another rich guy teaching people how to be frugal....nothing wrong with this..
     
  6. Scott No Mates

    Scott No Mates Well-Known Member

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  7. MTR

    MTR Material Girl Premium Member

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    I love No. 3...... dont go out

    So don’t have a life
     
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  8. geoffw

    geoffw Moderator Staff Member

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    You can get a word in?
     
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  9. spludgey

    spludgey Well-Known Member

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    True, but even if he didn't have the blog, he'd most likely be enjoying a comfortable yet frugal retirement by now.
     
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  10. MTR

    MTR Material Girl Premium Member

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  11. Terry_w

    Terry_w Lawyer, Tax Adviser and Mortgage broker Business Member

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  12. SatayKing

    SatayKing Well-Known Member

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    It is still all about ME!
    Sometimes it pays to read to the very end of an article.

     
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  13. Blueshoes99

    Blueshoes99 Well-Known Member

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    My biggest and best money saving hack is from the places I’ve worked at. As soon as I join a new company I am looking at what discounts they can provide me. I used to work for a bank so I get all banking products for free among other things. I’ve also provided family and friends discounts to people as well. Also make sure you look at your health fund as they have affiliates with companies as well which will get you discounts on everyday items.
     
  14. ask2000

    ask2000 Member

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    Myki Money - 33 Days ticket

    For Melbourne Metro/Tram/Bus weekday commuters, if you buy Myki pass for 33 days (instead of 30 days) on Monday, it goes till Friday.

    For example if you buy 33 day pass on Monday 1st July, it will go till Friday 2nd Aug - potentially saving your fare for Saturday Sunday (~$14 per month) - That equates to $168 per year – which is approx. one month’s free Myki.

    Tip – If your company offers discount, recharge your Myki at your staff club and get further 4% off the total amount
     
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  15. The Y-man

    The Y-man Moderator Staff Member

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    Good post - but anyone doing this needs to keep in mind that if you do NOT use PTV on the weekends, this is a bit "risky" as any days off (including RDOs, annual leave, sick, public holidays) will mean you are in the red.

    I have found at my workplace the so called "staff discount" applies to annual passes only, and basically you lose out as the amount you save is less than the amount you have effectively paid for your 4 weeks annual leave + public holidays.

    The Y-man
     
  16. rizzle

    rizzle Well-Known Member

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    Another myki tip is when using Vline, purchase a new myki ($6), top up $1, touch on at start of journey and bin it at the end of trip. Worst case conductor asks you to top up mid journey.