I went to an open on the weekend and the house was priced 400-430k. It was swarming with people and had lots of interest. Personally I believe the house is valued around 425k and will probably sell for 435k (judging by the interest). However, I got a desktop valuation on the property and it's only come back as being 386k with a range of 357-414k. Does that mean if I make an offer for 425k I won't get finance approved as the bank is valuing at as 40k less???