Hi all, Looking for some help or guidance with our current financial situation. I am not sure if it is the best to meet our property goals and how much the new lending rules will affect our ability to grow our portfolio. Trying to grow as much as possible and looking for value add properties or to try and get a taste for some small subdivisions. Our current situation is: IP1 value $500k owe $351k @ 4.4% IO. Leasing for $495 pw. Xcoll with IP2 value $570k owe $481k @ 4.4% IO. Leasing for $575 pw. PPOR value of $530k owe $410k @ 4.4% IO. Have elected to pay more into an offset in lieu of paying down principal. All are with commonwealth and have about a reasonable amount in an offset on PPOR. We are on a fairly healthy wage between the bride and myself. Does this sound like a reasonable way to be moving forward? As above looking for value add and positive property if possible. Any help or advice would be greatly appreciated. Cheers!