I purchased my first IP in July and am now on a mission to learn more about what I should have known and didn't when I invested. As a result I am arming myself with books, attending seminars, reading through this forum which I unfortunately stumbled upon only later and trying to make up for lost knowledge! So as a newbie I would like to know if what I did to secure my loan was advisable in terms of financing my 1st IP as reading around most people seem do an equity release from their PPOR for the 20% deposit but when I applied for my loan through Bank West I took up a 100% loan ($405K) from equity of my PPOR. I thought that was my only option. Is this considered a bad loan structure? Would it have been better for me to have done a line of credit? My question is how can I moving forward put in place a strategy to purchase more properties?