One of the great things about what I do is I truly get to meet some great people. A recent discussion I have had is living expenses (Real) vs living expenses (Lenders / Banks USE). Most people I speak to have said they don't even spend close to what the Banks / Lenders use. Well for me here is my situation: - House Hold: Me, my wife and two lovely dogs. - Debts: No personal debt apart from my car lease which is $450.00 a month. - Living expenses: My wife and I are health freaks so we only buy organic food. $1500 a month. - Other expenses: Insurance, Gym and entertainment: $400.00 a month. $2350.00 a month How much do you spend?