Hi All, Just wanting to start a discussion on insurance, I am sure many have many and varied policies, anyway, I have a bit of a method in my madness, and have sometimes used insurers who are sold by whom holds the mortgage, only because I think they are more likely to look after my interests if they will be looking after their own as well, anyway, obviously it will depend on what is in the PDS. As many will know, it can be complicated, and you can be in various predicaments and insurance may not be helpful. So I thought it would be good to discuss the Building, Contents & the landlord income tenant side. I generally have read the PDS from each insurance, but I am coming to the conclusion that we may need 2 policies. And as experienced by some, the PDS alone is not to be relied on, no good if everything is promised but not much delivered when things go pear shaped. These questions are complex, because you may place more importance on say protecting income v the building, or you may be the other way around, or both may be vitally important. Personally, I am not thinking of carrying 2 policies, one that is strong and known reliable for building, and one for landlord and contents, however my combo they basically cross over, but strengths are in opposite areas. So who do you use and why ? Have you found one place that covers everything sufficiently ?