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Insurance claim date legalites

Discussion in 'Legal Issues' started by TMNT, 22nd Sep, 2016.

  1. TMNT

    TMNT Well-Known Member

    Joined:
    23rd Jul, 2015
    Posts:
    1,397
    Location:
    Melbourne
    just curious, for all intent and purposes

    do you or the insurnace company classify the claim date of a claim for a landlord to be
    a) the day the tenant goes into arrears
    b) the day the tenant is 14/21 days in arrears
    c) the day the tenant leaves/vacates/abandons
    d) the day you get the invoices for all the repairs/etc

    and hypothetically , if your insurance lapses on dec 31

    and you dont renew and if any of the a b c d occur before dec 31, does it matter?
     
  2. Scott No Mates

    Scott No Mates Well-Known Member

    Joined:
    18th Jun, 2015
    Posts:
    5,569
    Location:
    Sydney or NSW or Australia
    If you intend to make a claim don't let your insurance lapse. Cancel it the day after you get paid by eft.
     
  3. willair

    willair Well-Known Member Premium Member

    Joined:
    19th Jun, 2015
    Posts:
    1,714
    Location:
    Brisbane..
    I'm going through this now with a new tenant..First item the insurance will ask for is a copy of the lease ,then the bond number ,and how many weeks in arrears ect,then they transfer me to someone higher up then put you on hold for 27--minutes then hang up..