It LITERALLY means nothing at the end of the day, since you'd have to pay 10% anyway (unless you go higher with LMI). And it also means nothing because you could still pull out subject to the cooling off periods etc. But some (not all) unsuspecting vendors might see 10% vs. the minimum 0.025% and think..."holy crap this guy is more serious than the other guys, I'll take this offer". When in actual fact, you're not really laying down any more cash or taking on more risk than any of the other buyers / offers. What do you guys think?