I'm throwing in the towel

Discussion in 'Investor Psychology & Mindset' started by Travelbug, 25th Oct, 2015.

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  1. Jacque

    Jacque Jacque Parker Premium Member

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    Good for you Lynn and I'm sure you'll enjoy this exciting phase of your life- well deserved!
    :)
     
    Jacque, 27th Oct, 2015
    #41
  2. Omnidragon

    Omnidragon Well-Known Member

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    Very true. You never know what's around the corner
     
    Omnidragon, 28th Oct, 2015
    #42
  3. Vicki S

    Vicki S Well-Known Member

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    Lynn,

    Fantastic news, great you took the step when others would not have taken the risk.

    Enjoy your rewards you have worked very hard for them !

    Vicki
     
    Vicki S, 28th Oct, 2015
    #43
  4. Jayy

    Jayy Active Member

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    Congratulations on the retirement!

    As a young investor with two IPs myself, this gives me great motivation to pursue investing. As you I tried to keep my investing quiet at work but it gets out and people think you're crazy for setting your own future up.

    Congratulations again and enjoy the retirement ! :)
     
    Jayy, 6th Nov, 2015
    #44
  5. sash

    sash Well-Known Member

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    Congratulations!

    You can now travel the world and work will never get in the way.....:p

    Maybe you can be the poster girl for the govt for self-funded retirees for the govt. ;)

    On a more serious...note this would be an excellent story for the API..it will resonate well for coming retiring hordes of X Gens coming up to retirement...might be too late for some baby boomers.



     
    sash, 7th Nov, 2015
    #45
  6. skater

    skater Well-Known Member

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    How did I miss this thread? Congratulations! Another retiree!

    We're currently learning Spanish in readiness to travel to Spain & South America.
     
    skater, 7th Nov, 2015
    #46
  7. Travelbug

    Travelbug Well-Known Member

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    Thanks @sash. Bit of a boring story. As I mentioned, we don't have massive amounts of cash flow, but enough to live the life we want. I am looking forward to not having to stress out about getting flights at the end of school holidays.

    @skater thanks! Just finished my school reports so I can start counting down the days now. 5 weeks to go.
    We want to go to South America too. But Ian only wants to cruise so I may do the land based then he can join me for a Panama cruise.

    We can talk holidays on Wednesday night. LOL I'm flying home on Tuesday now so should be there early.
     
    Travelbug, 7th Nov, 2015
    #47
    skater and Property Twins like this.
  8. skater

    skater Well-Known Member

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    Yay! It's always boring when we're sitting there alone minding seats.
     
    skater, 8th Nov, 2015
    #48
  9. sash

    sash Well-Known Member

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    Not to worry....going business class on Qantas has its merits. ;) The airfares cost a packet especially during peak time..so you are ahead already. Are you still getting hubby's Qantas benefots or has that now been stopped?

    I figured put if I pay all the bills on my IPs with a credit card...I can get a couple flights to Asia every 14 months or so.

    Traveling whilst retired is great...because you can get great Airfares and deals if you are prepared to travel on the drop of dime. I saw one where there was a 10 day River Cruise through the Danube for less than $2500/person a couple of months ago....also the Russian Volga River Cruises for 2500.



     
    sash, 8th Nov, 2015
    #49
  10. Travelbug

    Travelbug Well-Known Member

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    Yeah I love business class. Going to miss it. Flew to Alice yesterday, home Tuesday.
    We get staff price for another 8 years.
    You can get some amazing last. I hate deals. I saw this one last week. Crazy!
    10 Night South Pacific Cruise Pacific Eden $291pp
    Departing from Fremantle, Australia on Sunday, 15 November 2015
     
    Travelbug, 8th Nov, 2015
    #50
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  11. sash

    sash Well-Known Member

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    Wow..is that correct $291 not $1291!!

    I thought the employee benefit is lifetime??
     
    sash, 8th Nov, 2015
    #51
  12. RM1827

    RM1827 Well-Known Member

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    Great! I have family in Spain and I am from South America! :D

    Happy to help if you need to practice your Spanish :)
     
    RM1827, 9th Nov, 2015
    #52
  13. skater

    skater Well-Known Member

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    Haha, thankyou! I'm not very good though. I find I can comprehend the written word (so long as it's stuff I've learnt), but actually getting my brain around thinking of the words to say, is quite hard.
     
    skater, 9th Nov, 2015
    #53
  14. RM1827

    RM1827 Well-Known Member

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    Lol that is ok.. Speaking is always more complicated... Good thing about Spanish is pronunciation is the same of what you read... Always
     
    RM1827, 9th Nov, 2015
    #54
    skater likes this.
  15. Phantom

    Phantom Well-Known Member

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    Amazing. Congratulations to you and your husband. Wishing you all the best in retirement. All that hard work for a great result. Enjoy life and do all things you ever wanted. :)
     
    Phantom, 9th Nov, 2015
    #55
  16. Travelbug

    Travelbug Well-Known Member

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    Correct $291. And that's for anyone, not just staff rates. Last minute deals are always around Feb-March and end Oct- mid December. Keep your eyes open.
    I'm keeping Nov- Dec free next year.
    And looking for Feb deals now. If you are interested I. A oarticular itinerary and time let me know and I'll pass on anything I see.

    Over 15 years I think you get lifetime. As he was permanent 10 years we get 10 years after he retired. That's why I need to get the Northern Hemisphere out if my system. LOL
     
    Travelbug, 9th Nov, 2015
    #56
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  17. skater

    skater Well-Known Member

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    That's an awesome price on that cruise. I'd be interested in knowing if something great like that shows up. I've already got one booked for Feb next year, but can't go this time of year until we get rid of the Business. It could take a while, because it's being used to pay down Trust debts.
     
    skater, 9th Nov, 2015
    #57
  18. sash

    sash Well-Known Member

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    Wow $291..that is bloody incredible..can you please PM the sites you are looking at.

    Yes the airfares help...can save you heaps particularly during peak.

    One of the reasons why retiring is great you don't have to get ok to go on leave with the boss. There are certain time...they will not approve leave. In anycase I usually like to travel in April/May or late Aug-early Oct.
     
    sash, 9th Nov, 2015
    #58
  19. Travelbug

    Travelbug Well-Known Member

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    WOW! Someone liked this post yesterday so it jumped up on my alerts list.

    I forgot I posted this. 7 years ago next month. Can't believe it.

    So an update.
    We travelled almost fulltime for 4 years. Overseas for 3 months, home for a few weeks then back overseas or in our motorhome.
    Below is what we did for 4 years. A lot of people said I was crazy retiring on a very low cashflow but I wouldn't change it for the world.
    we sold half our portfolio over the first few years which gave us enough to live on.
    Yes, if we had kept them I'd have more money but we have more than enough cashflow to live on.
    At the end of 2019 my hubby was sick of me dragging him around the world and wanted to settle. So in 2020 we moved to the Gold Coast. Life is amazing! I'm back in travel mode. A few cruises this year then heading to Europe early next year. My camera has sadly been neglected for the last 2 years. Making up for it next year for sure.


    Retired Dec 2015
    Jan 2016 Bali
    Feb Vanuatu cruise
    March Singapore + cruise to England
    April Spain-drive
    April Cruise-Barcelona-France, Italy
    May Dubai
    June- Aug Motorhome Queensland
    September Bali, Singapore, Venice cruise-Greece
    October Venice, Rome cruise, Malta
    November Malta
    November Cruise- Caribbean Horizon
    December Cruise- Cuban Fusion
    December Katherine, NT
    2017 January Bali
    April Hawaii, Seattle, San Diego
    April/May Panama Canal cruise HAL Maasdam
    May Canada/New England cruise Maasdam
    May/June Montreal/Las Vegas, Hawaii
    June Burleigh Heads
    July Katherine
    July/Aug Dubai, Hamburg, Norway cruise
    August England, Scotland
    August P&O cruise- Ireland
    September Crown Princess cruise- Iceland
    Sept/Oct NY, Hawaii, Carnival cruise home
    Nov/Dec Tassie in Motorhome
    2018 January/Feb Tassie in Motorhome
    March Spain/Portugal Motorhome swap
    April Portugal Motorhome
    May Spain/France Motorhome
    July/Aug Queensland
    Aug/Sep Bali
    Sept-Dec Motorhome- WA back to Sydney
    2019 Jan Princess Cruise- NZ
    March China tour- Inspiring Vacations
    April Golden Princess Syd-Van
    May Island Princess Alaska
    June Bali
    July Gold Coast
    Aug-Oct Sunshine Coast, Maleny
    Nov Sun princess cruise SIN- FRE
    Broome

    WOW! Busy 4 years.
     
    Travelbug, 18th Sep, 2022
    #60
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