Hi everyone I'll be upfront and admit I do not understand how building a property portfolio works and the strategy that investors use to build a profitable portfolio which generates passive income whilst managing debt. I wonder if anyone can be kind enough to explain in simple terms how is it possible to invest in multiple properties and be able to manage the debt that accumulates. Otherwise, if you can recommend reading material that explains this, it would be much appreciated. Personally, my partner and I are interested in purchasing our first IP and to build on that so that I can generate decent passive income (eg $50k per annum post tax) in 5-10 year's time. I looked through a few similar threads and it seems that this is a naive view or is it actually possible? Because I am currently a busy stay-at-home and have limited time to research and do the groundwork, I am contemplating using a buyer's agent to help with purchasing the IP and to provide advice on how to build a property portfolio. Obviously they come with a good-sized fee, so I'm not sure if this is even worth it. Advice on whether this is a good idea would be appreciated.