I have read recently about using the equity loan(leverage loan) for all IP related expenses. Obviously deposits, stamp duty etc will be drawn from the equity loan, but it was also recommending having all interest repayments for you IP loan coming out of the equity loan and rental income being paid back in. I’m interested to get a general consensus of what everyone here does, do you use your equity loan for all IP expenses or do you have all income and expenses flow through an offset against your PPOR? Is there any real difference in the two options mentioned above? Pros/cons?