House + Granny Flat Insurance (NSW)

Discussion in 'Granny Flats' started by neK, 18th Oct, 2017.

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  1. neK

    neK Well-Known Member

    Joined:
    18th Jun, 2015
    Posts:
    2,842
    Location:
    Sydney
    Those with a house + granny flat as rentals, what insurance do you have?

    Trying to read through the PDS and going through the call centre has left me confused.

    By far the easiest is to get a building insurance + landlord for each dwelling on the site, but that's costly so I'm looking at alternatives that will leave insured.

    Currently on one site, I have 1 Building insurance policy + 2 landlord policies
    On another site, I've got 1 Building insurance policy + 1 landlord policy (which supposedly covers both).

    Suncorp last night recommended I take up "strata insurance" to cover the two buildings (as I can't take up building insurance) and then a separate landlord for each of the dwellings.

    Anyway, keen to see what others have.
     
    neK, 18th Oct, 2017
    #1
  2. menty

    menty Well-Known Member

    Joined:
    29th Jun, 2015
    Posts:
    181
    Location:
    Sydney
    Westpac cover both mine on one building policy. I have 2 landlord policies.
     
    menty, 18th Oct, 2017
    #2
    neK likes this.
  3. Xavier

    Xavier Well-Known Member

    Joined:
    2nd Nov, 2017
    Posts:
    255
    Location:
    Sydney
    Yep me too... does anyone have a 'custom insurance' solution through a broker or financial advisor?
     
    Xavier, 3rd Nov, 2017
    #3