Hi there, just signed up in this forum. Never bought a property nor owned one, just flat out renting. I am reading/google-ing to hopefully gain some knowledge, and make a more educated decision about buying/building a property in the near (or not so much) future. I've been reading the forum since ten days or so, and it's great really. There's a fair bit to learn from users discussions and I will try to do so as much as I can. Cheers, surf