Hi all, I am a former somersoft member although under a different name. I lurked more than i wrote and did learn a lot from the members there. I am older than most here as i am 55. I am hoping to learn more and also hoping to help others as that seems to be the way somersoft worked and how it looks like this site will work as it is a spin off from it. I have a PPOR almost paid off and my wife and I have 3 IP. All in Victoria. Currently working but hope to retire and live off the IP, super and my wife.