Hi all I’ve been loving reading through all the posts and learning about different investment ideas and strategies. I’d love some direct advice / ideas on my own situation. I’m 30 unmarried and no dependents and just moved back in with the folks (no rent) since returning from working overseas as I assess next steps and save some cash. I currently own an IP apartment in Sydney purchased for 400k in 2013 and now worth approx 750k. I’ve refinanced the loan with $166k equity sitting in an offset account against the loan. I also have savings of approximately $120k. $20k in stocks. Salary approx $200k. I’m currently considering various options including: 1. buying a house where I ultimately want to build on and live and rent an apartment closer to Sydney CBD where I want to live now. 2. buy one (or two) additional IPs and rent where I want to live as above. 3. Buy an apartment where I want to live now and then sell and rebuy a house when that point comes. Potentially this option may also allow for an IP as well or investing in stock market (ie ETFs/LICs) Let me know if I’ve missed out any key information! Thanks!