Hi All, My goal has always been very modest. To own outright two investment properties by the time i retire. I own my PPOR and have two properties. Of the investments the LVR is 50%, so I am well on the way to achieving my goal. The last property I purchased was Blacktown NSW in 2005. At this time i had a young family, a wife on a low income / studying and with no discretionary funds, i thought i had done enough and put my head in the sand. This resulted me missing the current housing boom. Now, my wife has finished her studies and her income has increased. I have two kids soon to start employment and properties are positive cash flow. So I decided to start looking. I now have refinanced and have my LOC ready. I however need to get over the fear of investing interstate, or find a bargain in Sydney West. The search begins. Regards GSD